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Are you aware that there are federal and state laws that collection agencies must follow regarding collections calls to you? For example, have you heard horror stories of family members being harassed for a loved one’s defaulted loans? Or how about calls to one’s place of work to try to collect money. How embarrassing, right? (And potentially illegal.)

The student loan relief crisis is one that continues to grow and become a problem for young adults all over the country. In an economy that nearly demands one have a college degree in order to live a comfortable financial life, many find themselves drowning in student loan debt for years into their adulthood.

Did you know that there is a victim of identity theft every 2 seconds? To add to that, 33 percent of American adults have been victims in their lifetime. The damage caused by identity theft can be both traumatic and devastating to your creditworthiness. If you find yourself in this unfortunate situation, let an identity theft lawyer help.

In an economy where financing is an essential option for many of the greater necessities in life—a home, a car, credit cards—your credit score is more important than ever. One slight misrepresentation or credit score error on your report could be detrimental to your way of living.

Do you have calls coming to your cell phone throughout the day? Are they coming from random numbers appearing to be from your area code? Are these creditors calling you multiple times per day yet there’s nothing you can do to resolve the situation at the present time? A debt defense attorney can help.

Your home may be the only place where you and your family feel safe and secure. It’s where your children grow, where you spend mornings around the breakfast table and evenings on the couch in front of the TV. If your home is foreclosed on, you’re in jeopardy of losing it all. But this isn’t always the case. With the help of a foreclosure defense lawyer, you may be able to save your home.

If you or a loved one has ever been arrested or under investigation, you know the importance of having a criminal defense attorney by your side. Also, you know how important it is to have one with you every step of the way.